Midnite KYC and AML Policy

Midnite applies KYC and AML procedures to verify identity, prevent fraud and counter financial crime across the platform and app. These measures support several guarantees for every account holder:

• Fair play across casino games and sports betting markets;
• Protection of personal data and account security;
• Prevention of unauthorised or fraudulent account activity;
• Transparency in how funds and winnings are processed;
• Compliance with regulatory requirements set by UK licensing bodies.

Every new account holder on Midnite must complete an ID verification process before full access to casino games and sportsbook markets is granted. Depending on the account and the payment method selected, the following categories of documentation may be requested during document submission:

• A valid photo ID issued by a government authority, such as a passport or driving licence;
• Proof of current address, including a recent utility bill or bank statement;
• Confirmation of ownership for the payment method used to fund the account;
• Additional information to support the source of funds where required by regulatory requirements.

Midnite implements a range of security measures designed to prevent money laundering, terrorist financing and other illegal activity across the platform. These controls include:

• Ongoing transaction monitoring across deposits, withdrawals and gameplay;
• Automated detection rules that flag unusual patterns of behaviour;
• Enhanced due diligence applied to accounts linked to elevated risk factors;
• Manual review of large or unusual transfers before funds are released;
• Risk scoring applied to each account holder based on activity and profile;
• Screening against sanctions lists and politically exposed persons (PEP) registers;
• Reporting to relevant authorities in line with reporting obligations under UK law.

Midnite enforces a set of restrictions designed to uphold the integrity of its KYC and AML controls. The following activities are prohibited on the platform:

• Opening or operating multiple accounts under different identities;
• Submitting forged, altered or stolen documents during identity verification;
• Attempting to launder funds through deposits, bets or withdrawals;
• Manipulating games, betting markets or account systems for unfair advantage;
• Sharing, selling or transferring account access to another person;
• Using payment instruments that belong to someone other than the account holder;
• Providing false or misleading information about one’s identity.

Any breach of Midnite’s KYC and AML requirements results in enforcement action proportionate to the risk identified. Depending on the circumstances, Midnite may apply temporary or permanent suspension of the account, freezing or confiscation of funds linked to suspicious activity, cancellation of bets or winnings connected to the breach, and reporting to competent authorities where applicable.

Account holders are responsible for providing accurate and up to date personal data when registering and using a Midnite account. Verification documents should be submitted within the requested timeframe to avoid delays or restrictions on account access. Users must respond promptly to any request for additional documentation raised during the identity check process. Only payment methods registered in the account holder’s own name may be used to fund or withdraw from the account. Any suspicious activity observed on an account, including unauthorised access, should be reported to Midnite’s support team without delay.

Midnite maintains fair play and transparency across its casino and sportsbook platform to protect account holders and preserve a safe environment for all users. This commitment is supported by the following principles:

• Consistent application of KYC and AML standards across all accounts;
• Confidentiality and protection of personal data in line with data protection law;
• Ongoing transaction monitoring to detect suspicious activity across deposits, withdrawals and gameplay;
• Prevention of manipulation, collusion or other unfair behaviour;
• Support for account holders regarding user safety and account protection;
• Integration with responsible gaming tools to support safer play;
• Equal terms and regulatory requirements applied to all account holders.